🏡 Understanding Home Buying Points
If you’re planning to buy a home, you’ve likely heard about “points” related to your mortgage. But what are they?
What Are Points?: Mortgage points are fees you pay directly to the lender at closing in exchange for a lower interest rate. This is also known as “buying down the rate.”
How Do They Work?: Typically, one point costs 1% of your mortgage amount and can lower your interest rate by about 0.25%. For example, if you’re borrowing $200,000, one point would cost $2,000.
Why Consider Points?: If you plan to stay in your home for a long time, paying for points upfront can save you money over the life of your loan through lower monthly payments.
Always evaluate your financial situation and talk with your lender to see if buying points makes sense for you. 🗝️✨ #HomeBuyingTips #MortgagePoints #RealEstate #HomeBuyingJourney #FinancialPlanning
Today is a good day to get started, let’s embark on this exciting journey together. Reach out to Ashe County Realty today, and let our experienced team guide you through the real estate market. Whether it’s a cozy cabin in the mountains or a charming home in town, we will help you find the perfect place to call your own.
#RealEstate #ashecountyrealty #ashecounty #ashecountync #mountainlife #blueridgeparkway #homesforsale #landforsale #commercialforsale
www.ashecountyrealty.com
Homes for sale West Jefferson NC
Homes for sale West Jefferson NC
Homes for sale West Jefferson NC
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