🚨 Before you take the leap and buy your first house, read this! 🚨
Just because you’re approved for an eye-watering number doesn’t mean you should stretch your budget to the max.
I work with my clients to find houses in their comfortable price range – I’ve got the big picture in mind for you, not just selling you the house at the top of your budget.
It’s a good idea to use the 28/36 rule to figure out your monthly payment. But it’s crucial to find a monthly mortgage payment that you feel comfortable with.
Remember, these estimates are not recommendations!
Here’s the formula I used to get these numbers:
💰 1.5% annual property taxes
📈 7% interest rate
🚫 No HOA fees
🏠 PMI estimates
💸 10% down payment
📉 No debt
Excellent Credit
Your actual numbers might be different. Especially if you qualify for first time homebuyer programs!
For a clearer picture, chat with a local lender. Don’t have a lender yet? Don’t know where to start? DM me and I’ll send you my favorite local lenders who can get you started, without any pressure.
#HomeBuyingTips #MortgageAdvice #RealEstate
Today is a good day to get started, let’s embark on this exciting journey together. Reach out to Ashe County Realty today, and let our experienced team guide you through the real estate market. Whether it’s a cozy cabin in the mountains or a charming home in town, we will help you find the perfect place to call your own.
#RealEstate #ashecountyrealty #ashecounty #ashecountync #mountainlife #blueridgeparkway #homesforsale #landforsale #commercialforsale
www.ashecountyrealty.com
Today is a great day to get started! Let’s embark on this exciting journey together. Reach out to Ashe County Realty today, and let our experienced team guide you through the real estate market. Whether you’re looking for a cozy cabin in the mountains or a charming home in town, we are here to help you find the perfect place to call your own.
#RealEstate #AsheCountyRealty #AsheCounty #AsheCountyNC #MountainLife #BlueRidgeParkway #HomesForSale #LandForSale #CommercialForSale
www.ashecountyrealty.com
In Ashe County, NC, you can find homes for sale that include charming log cabins, sprawling farmland, horse properties, commercial buildings in downtown West Jefferson, and beautiful homes along the New River. Ashe County Realty is ready to help you discover that perfect retreat!
Homes for sale Ashe County NC
Homes for sale West Jefferson NC