Step one to landing your dream home? Getting pre-approved for a mortgage! 🌟 It’s kind of like having a VIP pass in the world of general admission open houses.
Here’s exactly why you need a mortgage pre-approval (save and share this post, because you’ll want to come back to these!)
With a preapproval letter in hand you’ll…
…Know exactly what you can afford.
…Avoid the heartbreak of unattainable homes. Without that pre-approval, you’re just guessing at your price range- and falling in love with budget-busting houses.
…Get to practice making a mortgage payment. This is my favorite tip! Once you have your loan amount in mind, Use an online mortgage calculator to figure out what the mortgage payment would be for a house at that price point. Practice “paying” that amount into your savings account to see if you can swing it.
If not? You’ll know to adjust your search and you’ll have more money for your down payment.
If yes? You’ll have a sweet stash of cash ready to help with the costs of moving.
…Show sellers you’re ready and serious. Rumors of falling interest rates and continued low inventory mean this market is still super competitive. Don’t lose your dream home because you don’t have a pre-approval!
Make your first move a smart one and set yourself up for a smoother, faster journey to those new home keys.
#realestate #firsttimebuyer #homeownertips
Today is a good day to get started, let’s embark on this exciting journey together. Reach out to Ashe County Realty today, and let our experienced team guide you through the real estate market. Whether it’s a cozy cabin in the mountains or a charming home in town, we will help you find the perfect place to call your own.
#RealEstate #ashecountyrealty #ashecounty #ashecountync #mountainlife #blueridgeparkway #homesforsale #landforsale #commercialforsale
www.ashecountyrealty.com
#RealEstate #ashecountyrealty #ashecounty #ashecountync #mountainlife #blueridgeparkway #homesforsale #landforsale #commercialforsale
www.ashecountyrealty.com
Homes for sale in Ashe County, NC include charming log cabins, sprawling farmland, horse properties, commercial buildings in downtown West Jefferson, and beautiful homes along the New River. Ashe County Realty is ready to find that perfect retreat.